Referral Program

Referral Program

Our Referral Program provides different ways for your business connections to work with Finstro. Whether you are a finance broker, independent sales organization or industry association, we would like to help your business Customers with their B2B Trade Payments.

We offer financial incentives while remaining focused on delivering strong value to your business Customers.

Connect with us at for more details

Strategic Partnerships

Finstro works with numerous strategic partners that are:

leading B2B Suppliers within their industry verticals

best of breed operators within their field of payments, technology and banking

providers of complementary products and services to SMBs

Regardless of your industry of operation, if there’s a strategic fit between our respective business models, we would welcome the opportunity to discuss mutually rewarding opportunities to work together. Connect with us at for more details.

Business Credit Guide

This article aims to provide a guide for business owners about the range of business finance and credit solutions in the market. This article is not providing advice or recommendations regarding which type of finance or credit is suited to your business.

Accounts Receivable (AR) Financing


Business Capital

Business Loans

Working Capital

Frequently Asked Questions

This section includes information we are frequently asked from businesses about Finstro, our solutions, features and the relevant application process to get started.

What is Finstro?

When did Finstro start?

How does Finstro work?

How can I Get Paid by Finstro for SMB Sales?

How can I Pay by Finstro?

What is the Finstro Card?

Will my business or personal credit score be impacted?

How do I get someone else to complete the application?

When can I access my Account?

Why do I need to provide personal information?

What are Integrations?

Will Finstro work on my device?

What is Accounts Payable (AP) Financing?

What information will I need to complete the Finstro Credit Application?

What is the eligibility criteria for a Finstro Credit Application?

What are the Fees and Charges?

Supported Industries


Retail Trade

Wholesale Trade


Transport & Logistics


Professional & Tech Services

Education & Training

Didn't find your industry?

Maybe we can still help you.


How FinTechs Can Help SMBs Trade

SMBs often get the short end of the stick when it comes to financing options. Fortunately, many FinTechs have stepped up and provided great alternative options that work.

Digital Payment Solutions: Keeping SMBs in Business, Reducing Manual Work, and Improving Cashflow

The future is truly digital and if SMBs want to stay ahead, they need to embrace this truth especially when it comes to payments. Here's how they do that.

Fast, Fully Digital, and No-Collateral SMB Financing

What exacerbates the cashflow uncertainties experienced by many SMBs is the lack of financing options they qualify. That's looking to be a thing of the past, however, with alternatives proving effective to meet their need for working capital

Have Fintechs Taken Over From Banks for SMB Financing

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The packaging industry emerged from the pandemic crisis with bigger opportunities. How can they take advantage of them.

Here’s a Tip to Survive 2022: Get a B2B Trade Payment System in Place

Sure, 2022 is coming to a close but the advice here for SMBs is still relevant, if not more so with a new year of challenges ahead.

Inflation and Interest Rate Hikes: Can SMBs Find Optimal Financial Solutions?

The reality of inflation and the consequent interest rate hikes has made things tough for SMBs. Fortunately, there are financial solutions that are perfect for their needs and situations.

Inflation and Rising Interest Rates: How Can SMBs Keep Up?

The battle ground is set for many SMBs as the world faces one of the highest instances of inflation yet. But all is not lost and there are ways for SMBs to stay ahead of the curb.

Inspired by B2C: Modern Expectations for B2B Trade Credit

B2C businesses have benefited from longer terms and digitization for years already. Here's how B2B can catch up.

SMB Financing: Banks vs. FinTech

Are FinTechs poised to take over from traditional banks in providing financing to SMBs?

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Recent supply chain issues have had a huge negative impact on SMBs. Inventory procurement, in particular, has been especially challenging due to limitations in cashflow. With Suppliers reacting by dropping SMBs, strengthening relationships has become a pr

The Changing Landscape of B2B Payments: A Modern Look at B2B Payments

B2B payments have gone digital in recent years and it has only been a good thing for SMBs that have adopted innovations with gusto. Let's take a look at why more businesses need to embrace this emerging trend.

The Emergence of Millennials as B2B Buyers: New Solutions for Old Problems

A vast majority of today's B2B Buyers are Millennials. It would do businesses good to understand what makes Millennials tick, and the ways they prefer to approach business transactions. Here's a deep dive into the Millennial mindset.

The Risks of Extending Business Terms: The SMB Perspective

If offering extended repayment terms is what Buyers want, why are Suppliers hesitant to offer them? Because there are risks involved that need to be considered. We explore those risks and offer an alternative solution.