About Us

We’ve been solving financial challenges within B2B Trade since 2014 and served more than 7,000 global businesses with over $1 billion in Trade Payments.

Finstro’s the solution to pay and get paid on terms that suit your business.

Finstro inspires growth in B2B Trade through innovative and integrated financial solutions

Backing businesses since 2014

Backing businesses since 2014

Suppliers need to extend credit terms to their Buyers in order to remain competitive in today’s market. Buyers consider the length and flexibility of net terms when making purchasing decisions. This dynamic presents both an opportunity and a risk.

With Finstro, you can extend our flexible net terms to your Buyers and increase sales, improve cashflow and reduce risk.

Why Finstro?

Why Finstro?

Over 90% of all B2B Trade in all industries involves credit and financing. The conduct of B2B Trade presents a number of challenges for both Suppliers and Buyers. Finstro is the solution to those challenges.

Built with the latest technology, run by experienced leaders and partnered by some of the world’s biggest brands, Finstro brings a different and innovative approach to B2B Trade and is pleased to support and inspire SMB growth.

Our Story


The business model of Finstro is incubated by FC Capital to provide Accounts Payable and Accounts Receivable financing solutions to underserved SMBs in Australia. Initial technology platform is built.


The business model evolves and the Finstro brand is established as Australia’s leading SMB Trade Payments company. Finstro establishes its Manila offices and supports over 7,000 SMBs with more than $1b of Trade Payments.


Finstro supports SMBs through the COVID crisis and establishes strategic banking and technology partnerships in support of international expansion plans. New card and ERP integration-based technologies introduced into the Finstro technology platform.


Finstro opens the Denver, CO HQ office and launches in the US. Growth has taken the team to 200 passionate people ready to deliver and support Finstro’s leading B2B Trade Payments solution to businesses in the US and Australia.

Meet the team

With over 200 years of combined experience across multiple industries, we are here to support your business.

Brad Prout

Chief Executive Officer

Brad has over 30 years experience in financial markets, specialising in project, infrastructure, capital markets and credit-based portfolio management. Brad has a very strong transaction experience in structured lending and receivables management. Previously founder and managing director of ASX listed Ethane Pipeline Trust, Senior Vice President, Bankers Trust Australia and Senior Executive, SBC Australia.

Cormac McGann

Chief Financial Officer

Cormac has over 30 years of experience working in multi-national organizations. He has managed teams across Europe, Americas, and Asia. Prior to joining Finstro, he held Senior Finance positions at several major companies including Medtronic and Gates Corporation. He holds a Bachelor of Business Studies degree from the University of Limerick and is a Fellow of the Association of Chartered Certified Accountants.

Matt Bauld

Chief Commercial Officer

Responsible for GTM teams across the US, Australia and Manila, Matt joined Finstro with over 25 years’ experience (15+ in an Executive Leadership capacity) building and executing the strategy for sales & marketing teams within personal lending, asset and equipment finance and business/cashflow lending disciplines. Matt has worked for various corporate and FinTech businesses including GE Capital, Humm Group and was the Executive GM Of Distribution for Prospa Group Limited from business inception to IPO in 2019. More recently, Matt was the founder or an innovative FinTech cashflow management app which he successfully exited in 2022.

Nathan Phillips

Chief Product and Technology Officer

Nathan has 25 years of experience in building SaaS, bespoke, and product line-based software systems, across investment banking, retail banking and the FinTech space. This work includes building algorithmic trading solutions for UBS and JP Morgan Chase, Transaction Banking products used by ING, Barclays, and hundreds of banks. His experience includes working in and managing teams across the Americas, Europe and Asia.

Jason Smith

Chief Risk Officer

Jason has over 26 years of experience in Financial Services in both Banking and Insurance. He is a highly experienced Chief Risk Officer with over 15 years of senior executive experience in leading, transforming and optimising governance, risk and compliance functions. Jason’s experience includes over 10 years of working in Asia, Europe and America whilst navigating complex regulatory and business operational environments.

Patricia Tan

Chief Human Resources Officer

Country Head - Philippines

Patricia has over 25 years of cross-functional work experience in Australia and the Philippines, primarily in the banking and financial services industry. She is passionate about service delivery excellence, quality management and process improvement with six sigma green belt qualifications. Patricia has held leadership positions at Citibank, Baycorp and BDO. She has extensive experience building and leading large-scale operations of 500+ FTE in The Philippines.

Joanna Polles

CEO Business Partner

Joanna has been with Finstro since 2018 working across multiple functions including corporate governance, compliance, process improvement, regulatory, legal, investor relations and human resources. Joanna has significant prior experience working with executive leadership teams and the board of directors across financial services, property and education industries in both listed and unlisted environments. Most recently she held corporate governance positions at Mirvac, Macquarie and Study Group. Joanna has governance qualifications from the Governance Institute of Australia.

Matt Ryon

General Counsel

Matt is the General Counsel of Finstro. Prior to that, he held the position of Senior Vice President and Senior Counsel for Associated Bank, N.A. in Chicago, IL (NYSE: ASB). Matt has been practising law since 2005 and holds an Economics degree from the University of Iowa, a JD from Northern Illinois University and an MBA from Marquette University.

Tami Olivera

Global Director of Communications

Tami has almost two decades of cross-functional work experience in the financial services and telecommunications industries. She has worked with companies like Western Union, American Express, Comcast, Globe Telecom, GCash and BDO Unibank. Tami is a strategic people leader and changemaker, creating inclusive environments where team members are empowered to be their best selves.

Ben Lowe

Head of Global Operations

Ben has 20 years’ experience within the Fintech landscape and had managed and led large scale operations in NZ, Australia and Manila.Working for industry leaders such as Humm Group, Prospa and Valiant Finance, Ben has experience across all areas of the business from sales, service, collections and project management. Ben’s passion is leading and developing teams, finding solutions to problems, and implementing best-in-class practices. Ben was recognised externally as New Zealand’s Contact Centre Manager Of The Year in September 2012 through the CCiNZ awards.

Sue Cannard

Head of Global Cards and Rewards

Sue is an accomplished executive leader with over 25 years’ experience in Financial Services, Insurance and Airline industries including some of the largest Australian and global organisations. She has successfully managed numerous end-to-end businesses as a CEO / Managing Director delivering double digit revenue and EBIT growth. Sue is a senior executive with subject matter expertise in cards, payments, loyalty, and rewards.