Government SME Guarantee

Up to 12 months with no repayments on purchases made before 30 June 2021. The simple way to access your entitlements as a small business and trade out of 2020.

Up to $15,000 at 9.95%

to pay your suppliers on a Government Guaranteed Trade Account

The Guaranteed Trade Account

Access your entitlements under the Government’s SME Guarantee Scheme to pay your suppliers and trade out of 2020.

Select single or multiple invoices to pay today, limits from $500 – $15,000

Up to 12 months with no repayments on purchases before 30 June 2021

Interest rates from
5.95%- 9.95% p.a.

Revolving Line of Credit

How does it work?

Pay your suppliers today and pay off over terms of up to 12 months. Select to repay in instalments, or select no repayments for up to 12 months. 


Get in touch today, apply in as little as 5 minutes and approved within 24 hours

Pay your Supplier

Upload your supplier invoice, and your supplier is paid in under 24 hours.

Flexible Repayments

Select from flexible repayment options, and pay off over up to 12 months with no early payment fees.

The key benefits

Take advantage of your entitlements under the Government SME Guarantee Scheme to help trade out of COVID-19.

Simple Application

Apply online in as little as 5 minutes.

Same-day Approval

Approvals and funding available within 24 hours.

Seamless Integrations

Integrate with your Xero or MYOB to seamlessly sync invoices for payment.

Government Guaranteed low rates

With rates as low as 5.95% p.a. get your business back on track with extended terms at any supplier.

Refresh your Trade Accounts

Pay off existing Trade Accounts so you can continue to trade with your suppliers on terms.

Take Advantage of your Trade Account

Negotiate early payment or volume discounts with your suppliers, and take advantage of opportunities.

Essendon Hair & Beauty, VIC

“Knowing that I didn’t need to stress about my finances so I could instead concentrate on running my business, working with Finstro has been an absolute pleasure.”


What people are saying

Ready to apply?

Our simple online application takes less than 10 minutes. All you need to get started is:

Have an active

Be registered for GST
for at least 6

Have a clean
Credit File

Call us on
 1800 693 467

Or submit your details below and one of our specialist team members will get in touch to discuss the right solution for your business.