Protecting your privacy is important to Finstro. We want you to understand what information we collect and how we use it.
|FACTS||WHAT DOES FINSTRO DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|How?||All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Finstro chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information.||Does Finstro Share?||Can you limit sharing?|
For our everyday business purposes
Such as assessing your application for finance and managing that finance; establishing your identity; processing your transactions, maintaining your account(s), responding to court orders and legal investigations, and as needed for audits, compliance, and corporate governance or reporting to credit bureaus.
For our marketing purposes
Such as direct marketing and managing our relationship with you. From time to time, we may offer you other products and services.
|For joint marketing with other financial companies||No||We do not share.|
For our affiliates’ everyday business purposes
Information about your transactions and experiences to let you know about, and develop, products and services from across Finstro that may better serve your financial, business and lifestyle needs, or to notify you of promotions or other opportunities in which you may be of interest to you.
For our affiliates’ everyday business purposes
Information about your creditworthiness
For nonaffiliates to market to you
Information about your transactions and experiences to let you know about, and develop, products and services from any company with whom we are associated that may better serve your financial, business and lifestyle needs, or to notify you of promotions or other opportunities in which you may be of interest to you.
|To limit our sharing|
You can see, change or fix information you gave us, or tell us to stop marketing to you by opting out. If you live in California, you have additional rights, which are described in our California Consumer Privacy Act Disclosure
Please note: When you are no longer our customer, we continue to share your information as described in this notice.
|Questions?||Please contact 1 888 346 7876 or go to https://finstro.com/ or email at firstname.lastname@example.org|
|Who we are|
|Who is providing this notice?||Finstro US, Inc.|
|What we do|
|How does Finstro protect my personal information?|
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
|How does Finstro collect my personal information?|
We may collect information about you directly from you or from third parties such as our service providers, marketing and business partners, and financial institutions. We collect your personal information, for example, when you:
When you use our website or mobile applications, we may collect information about your location or activity including IP address, telephone number and whether you have accessed third party sites, the date and time of visits, the pages that are viewed, information about the device used and other user location information.
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies for any credit investigation, credit eligibility, identity or account verification process, fraud detection process, or collection procedure, or as may otherwise be required by applicable law. This includes, without limitation, the receipt and exchange of account or credit-related information with any credit reporting agency or credit bureau, where lawful, and any person or corporation with whom you have had, currently have, or may have a financial relationship, including without limitation past, present, and future places of employment, financial institutions, and personal reporting agencies.
|Why can’t I limit all sharing?|
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing.
|How can I revoke my consent?||Contact us at email@example.com to revoke your consent and close your account.|
Companies related by common ownership or control. These include:
Companies not related by common ownership or control. They can be financial and non-financial companies.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|Children’s Privacy||Finstro services are not directed to, nor intended for, children under the age of 16.|
|Updates to this Privacy Notice||This Privacy Notice may be updated periodically to reflect changes in our privacy practices.|