Finstro Card

Access flexible funds with the business account that puts you in control of your cashflow.

Transform the way you trade and pay

With the Buy Now Pay Later product that’s built for small business.

Your business.
Your way.

Control your business on your terms with a flexible Finstro account. Apply in minutes for limits from $1,000 to $100,000, make any business payment or purchase and choose a repayment schedule that suits your cashflow.

Apply online in minutes, with same-day approvals available

Choose from weekly, fortnightly
or monthly repayments

Shop and pay anywhere Mastercard is accepted

Enjoy interest-free purchases
for up to 44 days

How does Finstro Card work?

From day-to-day expenses to buying stock or paying invoices, Finstro lets you manage your cash in a tap. Use Finstro for any business payment or purchase and control your repayments from the app, with no interest for up to 44 days.


Download the Finstro app from the App Store
or Google Play and follow the prompts to
apply in minutes.

Buy now

Once approved, you can pay invoices directly via the app, or use your digital card to start transacting in-store or online immediately (we’ll mail you a physical card, too).

Pay later

Repay single purchases over three or six months, or roll up regular purchases into one weekly, fortnightly or monthly repayment that suits your cashflow.

Why choose
Finstro Card?

Fast, Simple Application

Download the app and complete the application within minutes.

Instant Funding

Instant funding available upon activation

Flexible Repayments

Pay in instalments or choose from weekly, fortnightly or monthly repayments.

payment options

Manage multiple supplier payments within the app.


Use Finstro to pay invoices or make a business purchase anywhere Mastercard is accepted.

Rewards made
for you

Coming soon: a valuable rewards program, designed specifically for business owners.

Advanced Shotcrete, NSW

“Having the benefit of utilising Finstro’s products and services has given us the confidence and the means to take on more profitable contracts, which we would shy away from in the past due to their scale.”


What people are saying

Call us on
 1800 693 467

Or submit your details below and one of our specialist team members will get in touch to discuss the right solution for your business.